Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.

About the team

Risk Operations is responsible for managing the risk relationships spanning across global payment method, card, and financial partners. It is our mission to build operational controls to mitigate user and partner risk and enable strategic development opportunities.

What you’ll do

As a Risk Operations Analyst you will be working to ensure our policies, operations, and workflows align to the needs of our financial partners You will be accountable for workflows impacting a variety of cross-functional internal and external stakeholders to identify and assess regulatory, contractual, and partner risk. Further, you will influence and advise operational teams in building out scalable operational processes to ensure compliance with service level agreements, routine reporting, and overall risk mitigation.

Responsibilities

Demonstrate sound judgment and an ability to navigate non-binary, high-risk decisions
Evaluate merchants, from successful venture-backed startups to well established institutions by assessing suitability to process on Stripe
Adhere closely to process while still constantly questioning assumptions, suggesting improvements, and following up implementation of those improvements
Effectively and clearly communicate, including with other Stripes, Stripe's users, and Stripe's financial partners
Identify trends and further report these to cross functional teams to enhance detection systems
Contribute to projects to enhance and optimize due diligence strategy systems and tools
Help build and scale processes across the risk operations eco-system
Identify gaps in current systems, policies and strategies, and recommends enhancements and process improvements to mitigate emerging risks through a collaborative approach with stakeholders

Who you are

We’re looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum requirements

At least 5+ years of experience in risk management, compliance, or financial operations.
Deep empathy for entrepreneurs running a business, and are motivated to solve problems to empower them.
Working knowledge of SQL or other data analysis tools.
The ability and desire to challenge the status quo.
Creative thinker who considers problems from a customer perspective while being pragmatic and solutions oriented when solving them.
Can analyze feedback patterns and use these insights to drive process and product improvements.
You like ownership, being accountable, and driving towards ambitious goals.

Preferred qualifications

Advanced proficiency in data analysis tools such as SQL.
Proven track record of managing operational metrics and driving process improvements.
Experience with risk assessment and mitigation strategies in a financial technology environment.
Knowledge of payment processing systems and associated risks.

Risk Operations Analyst

Job Description