Job Title:

Lead, Software Architect

Overview:

Join Us in Shaping the Future of Open Finance

Imagine a world where your financial data works for you—securely, seamlessly, and smartly. Mastercard Open Banking is making that vision a reality. By putting control back into the hands of consumers and businesses, we’re redefining how financial information is shared and used.

Through trusted, consent-driven connections, our global open banking platform—enables everything from real-time account insights to frictionless payments. It’s not just about access; it’s about empowerment. With secure APIs and a commitment to compliance, we’re building a more inclusive digital economy where innovation thrives, and smarter financial decisions are just a tap away.

Innovation doesn’t happen by chance—it’s designed. That’s why architecture is at the core of this transformation journey. As technologies converge and ecosystems expand, our architects ensure every solution is scalable, secure, and built for the future. We are visionaries who transform data into opportunities and translate bold ideas into resilient, real-world systems.

If you're passionate about building what’s next, and thrive at the intersection of strategy, systems, and scale—this is your moment.

Your Impact

As a Principal, Platform Architect you will:

Design and deliver robust, scalable, and secure Open Banking services that power next-generation financial experiences.

Be deeply hands-on, diving into code, architecture reviews, and design sessions to ensure technical excellence and execution.

Collaborate closely with product and business teams to shape what and how of our most critical initiatives.

Mentor engineers and tech leads, raising the bar through coaching, code reviews, and architectural guidance.

Solve the right problems the right way, applying sound judgment and balancing trade-offs between speed, scale, and sustainability.

Simplify complexity, optimize cost-benefit strategies, and drive architectural decisions that deliver long-term value.

Foster a “can-do” culture, showing bias for action, creative thinking, and a refusal to settle for the status quo.

Engage across teams, identifying reuse opportunities, breaking down silos, and contributing to enterprise-wide architectural alignment.

Lead by doing, not just directing—your technical depth and execution mindset will inspire those around you.

What You Bring

8+ years of experience in software engineering and architecture, with strong expertise in Java, Spring Boot, Hibernate, and microservices.

Hands-on experience designing and building secure, scalable systems in cloud environments (AWS, Azure, or GCP).

Strong foundation in secure development practices, including cryptography, encryption, and secure communication protocols.

Proficiency in secure coding practices in any of modern languages - Java, C#, Python, Node.js and more. Fluency in OWASP, CWE and vulnerability management -write code that’s not just functional - but fortified.

Proven ability to lead technical initiatives, especially in fast-paced, high-impact environments like Financial Services with a strong understanding of compliance needs and regulatory frameworks.

Excellent collaboration and communication skills, with the ability to influence, resolve conflicts, and align cross-functional teams.

Creative problem-solving mindset, with a passion for continuous improvement and a drive to tackle increasingly complex challenges.

Force multiplier, bar raiser, ownership mentality, and a commitment to delivering high-impact outcomes.

Experience mentoring engineers, conducting technical interviews, and helping build high-performing teams.

Why Mastercard?

This is more than a role—it’s a mission. You’ll be part of a team that’s building the future of Open Finance, where data empowers people, and technology unlocks opportunity. You’ll work with brilliant minds, cutting-edge tools, and a culture that values innovation, integrity, and impact.

To find US Salary Ranges, visit People Place. Under the Compensation tab, select "Salary Structures." Within the text of "Salary Structures," click on the link "salary structures 2025," through which you will be able to access the salary ranges for each Mastercard job family. For more information regarding US benefits, visit People Place and review the Benefits tab and the Time Off & Leave tab.

Lead, Software Architect

Job Description