This is an excellent opportunity to join a growing and evolving payments business at a time of significant investment and regulatory focus. You will gain exposure to regulated legal entities, senior stakeholders and complex financial governance while broadening your technical and commercial skillset within a global organisation.

As a Senior Associate in Legal Entity Control, you will ensure the accuracy, integrity and governance of financial reporting for EMEA Merchant Services legal entities. You will provide independent oversight of month‑end and quarter‑end close processes, covering both income statement and balance sheet reporting in line with regulatory and internal requirements. The role sits within the EMEA Merchant Services Finance team and supports the EMEA Merchant Services Chief Financial Officer in meeting statutory and regulatory obligations. You will have day‑to‑day responsibility for financial control and reporting for two regulated legal entities based in Dublin, working closely with internal stakeholders and external auditors. This role offers broad exposure to legal entity governance and regulatory reporting within a dynamic and growing global payments business.

Job responsibilities:

Deliver accurate and timely month‑end close for assigned legal entities, including income statement and balance sheet reporting
Partner with Product Control to reconcile key profit and loss lines and maintain appropriate supporting evidence
Support the preparation of statutory financial statements and related disclosures
Liaise with external auditors at interim and year‑end audits, providing audit evidence and responding to queries
Prepare Central Bank of Ireland Payment Institution quarterly and annual regulatory returns for review
Produce monthly financial reporting for senior management and board‑level audiences
Manage internal audit interactions and ensure strong internal control compliance
Oversee expense management and reporting, with a focus on cost discipline and transparency
Partner with Tax teams to ensure accurate and timely tax reporting and payments
Support budgeting, forecasting, capital adequacy, wind‑down and going‑concern activities
Collaborate with Finance and Business Management partners to maintain a strong control environment and support business growth.

Required qualifications, capabilities, and skills:

Qualified accountant (ACA, ACCA or CIMA) with few years of relevant experience, or qualification by experience with demonstrable strong accounting skills
Strong understanding of double‑entry accounting and confidence working with profit and loss and balance sheet reporting
Experience identifying, assessing and resolving financial control and risk management issues
Strong attention to detail with the ability to manage multiple deliverables and meet deadlines
Proactive and organised approach with effective time management skills
Strong control mindset with the ability to challenge constructively and drive continuous improvement
Proficiency in Microsoft Office applications.

Preferred qualifications, capabilities, and skills:

Experience in Legal Entity Control, Financial Control or regulatory reporting
Knowledge of payments or merchant services, or broader financial services environments
Experience using reporting or automation tools such as Alteryx, QlikSense or similar
Strong stakeholder management skills with the ability to work independently and collaboratively
Enthusiastic, motivated and adaptable approach within a changing business environment

J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

EMEA Merchant Services – Legal Entity Control Senior Associate

Job Description