Senior Manager, Risk Management – Ireland (PCF)

At SumUp, we’re building a global financial ecosystem that helps small businesses thrive — from getting paid to managing their money, all in one place. Operating across Europe and beyond, we work closely with regulators to ensure our products are not only innovative, but safe, resilient, and trusted.

To support our continued growth and strengthen our regulatory presence in Ireland, we’re looking for a Senior Manager, Risk Management – Ireland (PCF) to join our EU Risk Management team in Dublin. This is a highly visible, hands-on role with direct responsibility for regulatory engagement with the Central Bank of Ireland (CBI) and a meaningful mandate to shape how risk management is done at SumUp.

This role goes beyond managing frameworks and policies. You’ll be a key PCF holder, a trusted partner to internal stakeholders, and a driver of strong risk culture across the business. You’ll work closely with teams across financial risk, operational risk, third-party risk, and resilience — balancing regulatory expectations with a fast-moving fintech environment.

If you’re excited by the idea of owning risk in a regulated, scaling fintech, influencing decision-making at senior levels, and building strong relationships with regulators while staying close to the day-to-day realities of the business, this role offers a rare opportunity to make a real impact.

What you’ll be doing

Act as SumUp’s designated PCF holder for Risk in Ireland, owning the relationship with the Central Bank of Ireland (CBI) and ensuring ongoing compliance with regulatory expectations, governance standards, and supervisory engagement.
Establish, operate, and continuously enhance the risk management framework for the Irish regulated entity, covering financial and non-financial risks, risk appetite, KRIs, escalation processes, and Board-level reporting.
Lead hands-on risk identification, assessment, and mitigation across the business, partnering with product, operations, finance, and commercial teams to embed risk considerations into day-to-day decisions and strategic initiatives.
Drive risk governance and oversight in Ireland, including chairing local risk committees, preparing regulatory and senior management reporting, and ensuring effective monitoring of key risks and controls.
Contribute to the evolution of SumUp’s group-wide risk strategy, working closely with the Head of Risk EU to support growth initiatives, upcoming regulatory change (e.g. PSD3, Digital Euro), and the maturation of risk culture and operational resilience.

What We’re Looking For

Senior risk leadership experience in regulated financial services, with 8–10+ years in risk management roles and several years operating at Senior Manager, Deputy Head of Risk, or equivalent level within an EU-regulated environment.
Proven Irish regulatory expertise, including hands-on experience with Central Bank of Ireland supervision, Fitness & Probity requirements, and PCF-level governance responsibilities — with the credibility to act as SumUp’s designated PCF holder.
Strong fintech or payments background, ideally within electronic money institutions or fast-growing, regulated fintechs, bringing deep understanding of EU regulatory frameworks and evolving supervisory expectations.
Demonstrated ability to design and operate robust risk management frameworks, covering financial and non-financial risks, risk appetite, KRIs, governance forums, and Board-level reporting in a regulated entity context.
Executive presence with a collaborative mindset, able to influence senior stakeholders, partner effectively across functions, and navigate ambiguity while balancing regulatory rigor with business growth.

Why SumUp

🌎 Opportunity to work with a truly global, multicultural team from our homely, Dublin hub just steps from Harcourt Street Luas and charming Iveagh Gardens. This involves an office-first setup

🌈 Commitment to Diversity and Inclusion: be part of a workplace that values and promotes diversity, fostering an inclusive environment where everyone's perspectives are respected and embraced

🚀 Enrolment onto our VSOP programme: you will own a stake in SumUp’s future success

🏖️ Generous time off: 25 days paid leave, plus bank holidays and special leaves

🏥 Well-being support: health insurance for you and your family, and subsidised gym membership when you stay active

🚲 Easy commute perks: participate in the Bike-to-Work or TaxSaver Commuter Ticket scheme

💼 Financial growth: retirement savings match—SumUp tops your contributions up to 5%

🌴 Break4me: 1-month sabbatical after 3 years of service

🔗 Referral Bonus: earn additional rewards by referring talented individuals to join the SumUp team

Job Application Tip

We recognise that candidates feel they need to meet 100% of the job criteria in order to apply for a job. Please note that this is only a guide. If you don’t tick every box, it’s ok too because it means you have room to learn and develop your career at SumUp.

Senior Manager Risk Management IE

Benefits

Job Description