Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services. Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results. We are driven by our passion for success and we are proud to deliver best-in-class payment technology and software solutions. Join our dynamic team and make your mark on the payments technology landscape of tomorrow.

We have an exciting opening and our recruiting for an Underwriter/Credit Analyst to join our expanding team based in our office in Dublin City Centre. This role is a hybrid role and reports to the Credit Supervisor.

Main Duties:

Underwriting of businesses applying for Card Payments facilities
Assessment / evaluation of feasibility of merchant’s business models in the POS (Point-of-Sale), MOTO (Mail Order/Telephone Order) and ECOM (E-Commerce) environment including the inherent risks related to card acceptance/acquiring
Performance of financial analysis based on financial statements and forecast
Assessment of business models in the context of due diligence and compliance with the guidelines of the payment institutions
Assess and interpret Credit Bureau Reports
Verification that ECOM websites fulfil card scheme’s requirements (card due diligence)
In line with granted credit authority, approval of merchant applications based on the risk assessment including the definition of required collaterals
Communicate with sales channels and partners regarding new applications
Proactively monitoring of the Merchant Portfolio
Verification of adherence to compliance requirements and credit guidelines
Periodic credit reviewing of the portfolio
Participation in training of partners and merchants on risk management processes
Calculation of reserves/collaterals based on credit exposure
Work in close collaboration with wider Credit Team Members in other Global Payments locations (including Leicester, England & Manila, Philippines)

Global Payments Inc. is an equal opportunity employer. Global Payments provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including pregnancy), national origin, ancestry, age, marital status, sexual orientation, gender identity or expression, disability, veteran status, genetic information or any other basis protected by law. If you wish to request reasonable accommodations related to applying for employment or provide feedback about the accessibility of this website, please contact jobs@globalpay.com.

We have an exciting opening and our recruiting for an Underwriter/Credit Analyst to join our expanding team based in our office in Dublin City Centre. This role is a hybrid role and reports to the Credit Supervisor.

Main Duties:

Underwriting of businesses applying for Card Payments facilities

Assessment / evaluation of feasibility of merchant’s business models in the POS (Point-of-Sale), MOTO (Mail Order/Telephone Order) and ECOM (E-Commerce) environment including the inherent risks related to card acceptance/acquiring

Performance of financial analysis based on financial statements and forecast

Assessment of business models in the context of due diligence and compliance with the guidelines of the payment institutions

Assess and interpret Credit Bureau Reports

Verification that ECOM websites fulfil card scheme’s requirements (card due diligence)

In line with granted credit authority, approval of merchant applications based on the risk assessment including the definition of required collaterals

Communicate with sales channels and partners regarding new applications

Proactively monitoring of the Merchant Portfolio

Verification of adherence to compliance requirements and credit guidelines

Periodic credit reviewing of the portfolio

Participation in training of partners and merchants on risk management processes

Calculation of reserves/collaterals based on credit exposure

Work in close collaboration with wider Credit Team Members in other Global Payments locations (including Leicester, England & Manila, Philippines)

Credit Analyst/Underwriter

Job Description